Every time you wish to purchase a home, experts always recommend that you secure a pre-approval. It helps the sellers know you are serious about purchasing a home as well as that you qualify. Without a pre-approval, many realtors and sellers will not show a home. They assume it is a waste of time or puts the sellers at risk if you could not come up with financing. The same standards apply to every loan program, including the USDA … [Read more...]