The USDA loan offers a zero down payment loan program. It’s a great program for first-time buyers. But, it’s not restricted to those who never owned a home before. The USDA allows eligible borrowers to take advantage of the program. The caveat is you can’t currently own a home. If you do, you must have ample proof regarding why you can’t use your current home. A few good examples include being relocated for work or it no longer suits … [Read more...]