The USDA loan process works slightly different than any other loan because of the fact that the USDA Field Office must have the final say in whether or not the loan receives approval. The loan process begins the same as any other loan, but then concludes with the waiting period that is required while the USDA goes over the loan package. Prequalification The first step is to apply for a prequalification for a USDA loan. This helps to … [Read more...]