You don’t have to live in an area where your closest neighbor is miles away in order to qualify for a USDA home loan. Most of the country is already eligible, including suburban area’s and even some college towns. In order to qualify for a USDA home loan, you will need a certain level of income, a credit score and a down payment. In some cases you may need all three. If you don’t like the metropolitan scene and would rather live in a … [Read more...]