Arizona USDA Loans

Arizona USDA Loans

All over Arizona, USDA loans are becoming more and more popular as one of the only no-money-down mortgage programs left. With an Arizona USDA loan, only certain properties in certain areas qualify for the USDA loan program, so it is important to work with your loan officer prior to putting an offer on a home to ensure that the property is eligible for the USDA loan program.

2010 USDA Loan Limits have been increased and are in effect. The USDA loan has two different types of qualifying income, but doesn’t have a loan limit like FHA or VA loans do. Remember, when calculating income for USDA loans, there are there are items that can be subtracted from the income in order to help qualify for the USDA Loan.

Arizona USDA 2010 Loan Limits (Income Limits):

Maricopa County USDA Limits:
1 to 4 Person Household – $76,600
5 to 8 Person Household – $101,100

Maricopa County Includes:
Apache Junction USDA Loans
Avondale USDA Loans
Buckeye USDA Loans
Carefree USDA Loans
Cave Creek USDA Loans
Chandler USDA Loans
El Mirage USDA Loans
Fountain Hills USDA Loans
Gila Bend USDA Loans
Guadalupe USDA Loans
Glendale USDA Loans
Goodyear USDA Loans
Litchfield Park USDA Loans
Mesa USDA Loans
Peoria USDA Loans
Phoenix USDA Loans
Scottsdale USDA Loans
Surprise USDA Loans
Tempe USDA Loans
Tolleson USDA Loans
Paradise Valley USDA Loans
Queen Creek USDA Loans
Wickenburg USDA Loans
Youngtown USDA Loans

Apache County USDA Loans:
1 to 4 Person Household – $74,050
5 to 8 Person Household – $97,750

Cochise County USDA Loans:
1 to 4 Person Household – $74,050
5 to 8 Person Household – $97,750

Coconino County USDA Loans:
1 to 4 Person Household – $74,050
5 to 8 Person Household – $97,750

Gila County USDA Loans:
1 to 4 Person Household – $74,050
5 to 8 Person Household – $97,750

Graham County USDA Loans:
1 to 4 Person Household – $74,050
5 to 8 Person Household – $97,750

Greenlee Conty USDA Loans:
1 to 4 Person Household – $74,050
5 to 8 Person Household – $97,750

For other questions about Arizona USDA Loans, be sure to call our Arizona USDA loan experts – we are happy to help.